Provident Financial (PFG)

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Share Price:
258.20p
Market Cap:
654.84m
Change Today:
11.20p
Sector:
Financials

Dividend Data

  31-Dec-1931-Dec-1831-Dec-1731-Dec-1631-Dec-15
Interim Dividend9.00pn/an/a43.20p39.20p
Final Dividendn/a10.00pn/a91.40p80.90p
Total Dividend9.00p10.00pn/a134.60p120.10p

Fundamentals - based on IFRS

  (Millions) (Millions) (Millions) (Millions) (Millions)
Income Statement 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Continuing Operations          
Revenue 998.30 1,091.40 1,196.30 1,183.20 1,113.10
Operating Profit/(Loss) 200.80 189.00 (46.00) 425.60 (356.90)
Net Interest (72.00) (91.70) (77.00) (81.70) (80.00)
Profit Before Tax 128.80 97.30 (123.00) 343.90 273.60
Profit After Tax 84.40 65.30 (134.40) 262.90 218.20
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 84.40 65.30 (134.40) 262.90 218.20
Attributable to:          
Equity Holders of Parent Company 84.40 65.30 (134.40) 262.90 218.20
Minority Interests n/a n/a n/a n/a n/a
           
Total Dividend Paid cn/a cn/a cn/a cn/a cn/a
Retained Profit/(Loss) for the Financial Year cn/a cn/a cn/a cn/a cn/a
           
Continuing EPS          
Earnings per Share - Basic 33.30p 27.30p (48.58p) 133.02p 111.03p
Earnings per Share - Diluted 33.10p 27.20p (48.58p) 131.63p 109.57p
Earnings per Share - Adjusted 47.30p 48.70p 26.93p 129.88p 118.93p
Continuing and Discontinued EPS          
Earnings per Share - Basic 33.30p 27.30p (48.58p) 133.02p 111.03p
Earnings per Share - Diluted 33.10p 27.20p (48.58p) 131.63p 109.57p
Earnings per Share - Adjusted 47.30p 48.70p 26.93p 129.88p 118.93p
           
Dividend per Share 9.00p 10.00p n/a 98.49p 87.84p
  (Millions) (Millions) (Millions) (Millions) (Millions)
Balance Sheet 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Assets          
Non-Current Assets          
Property, Plant & Equipment 86.40 24.60 30.90 30.30 29.50
Intangible Assets 115.30 126.20 150.60 149.30 156.40
Investment Properties n/a n/a n/a n/a n/a
Investments n/a n/a n/a n/a n/a
Other Financial Assets n/a n/a n/a 307.60 218.00
Other Non-Current Assets 521.30 481.70 430.50 72.40 62.30
  723.00 632.50 612.00 559.60 466.20
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 1,827.60 1,869.00 2,025.20 2,035.30 1,831.10
Cash at Bank & in Hand 353.60 387.90 282.90 223.70 153.40
Current Asset Investments 16.60 47.80 45.80 n/a n/a
Other Current Assets n/a n/a n/a 8.00 17.50
  2,197.80 2,304.70 2,353.90 2,267.00 2,002.00
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 2,920.80 2,937.20 2,965.90 2,826.60 2,468.20
           
Liabilities          
Current Liabilities          
Borrowings 473.70 389.10 388.90 320.40 253.40
Other Current Liabilities 138.50 169.60 217.50 170.60 148.80
  612.20 558.70 606.40 491.00 402.20
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 1,568.10 1,666.40 1,804.10 1,534.70 1,342.80
Provisions n/a n/a 20.30 10.70 14.90
Other Non-Current Liabilities n/a n/a n/a 0.10 0.60
  1,568.10 1,666.40 1,824.40 1,545.50 1,358.30
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 2,180.30 2,225.10 2,430.80 2,036.50 1,760.50
           
Net Assets 740.50 712.10 535.10 790.10 707.70
           
Capital & Reserves          
Share Capital 52.50 52.50 30.70 30.60 30.50
Share Premium Account 273.20 273.20 273.00 272.70 270.70
Other Reserves 295.90 292.10 13.40 24.30 35.60
Retained Earnings 118.90 94.30 218.00 462.50 370.90
Shareholders Funds 740.50 712.10 535.10 790.10 707.70
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 740.50 712.10 535.10 790.10 707.70
Cash Flow 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Net Cash Flow From Operating Activities 100.30 (39.70) (56.70) 11.70 81.50
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities 24.40 (11.20) (66.90) (10.60) (25.60)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (154.80) 152.00 184.80 78.20 (57.30)
Net Increase/Decrease In Cash (30.10) 101.10 61.20 79.30 (1.40)
Ratios - based on IFRS 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Continuing Operations          
PE Ratio - Adjusted 9.7 11.8 24.4 16.1 20.7
PEG - Adjusted n/a 0.1 n/a 1.8 0.7
Earnings per Share Growth - Adjusted -3% 81% -79% 9% 28%
Dividend Cover 5.26 4.87 n/a 1.32 1.35
Revenue per Share 393.96p 455.70p 471.70p 466.53p 438.89p
Pre-Tax Profit per Share 50.83p 40.63p (48.50p) 135.60p 107.88p
Operating Margin 20.11% 17.32% (3.85%) 35.97% (32.06%)
Return on Capital Employed 7.53% 7.16% (1.77%) 16.98% 16.35%
Continuing & Discontinued Operations          
PE Ratio - Adjusted 9.7 11.8 24.4 16.1 20.7
PEG - Adjusted n/a 0.1 n/a 1.8 0.7
Earnings per Share Growth - Adjusted -3% 81% -79% 9% 28%
Dividend Cover 5.26 4.87 n/a 1.32 1.35
           
Dividend Yield 2.0% 1.7% 0.0% 4.7% 3.6%
Dividend per Share Growth (10.00%) n/a n/a 12.11% 22.55%
Operating Cash Flow per Share 39.58p (16.58p) (22.36p) 4.61p 32.13p
Cash Incr/Decr per Share (11.88p) 42.21p 24.13p 31.27p (0.55p)
Net Asset Value per Share (exc. Intangibles) 246.72p 244.63p 151.61p 252.67p 217.38p
Net Gearing 227.98% 234.18% 356.96% 206.48% 203.87%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.